Homeownership Program
A decent place to live and an affordable mortgage creates a situation where homeowners can save more, invest in education, pursue opportunity and have more financial stability.
A Habitat future homeowner will
- Purchase home from Habitat with an affordable zero-percent interest mortgage
- Pay monthly mortgage payments which vary based on income and includes principal, taxes, property insurance, and, if applicable, condominium association fee
- Pay a pre-closing deposit of $1,500
How Do I Apply?
Homeowner Applicant Initial Requirements
- Live OR work currently, and for a minimum of one year, in Williamson County, TX
- Be a U.S. citizen or permanent resident
- Meet the income requirements
- Have stable and sufficient income to make the monthly mortgage payment
- Have a need for housing
- Willing to complete a minimum of 300 – 500 volunteer hours
Future Habitat Condo Development – Shepherd’s Village in Georgetown
Registration for the September meetings is now open!! Meetings will occur on September 6 & 10th.
YOU MUST REGISTER TO ATTEND A MEETING (you only need to attend one meeting)
Register for the September Homeownership Application Meetings
What you need to know
- Household income no less than 60% and no more than 80% of area-median income (AMI)
- Must live or work in Williamson County for the last 12 months
- Must be a citizen or permanent resident
- Mortgage Payment includes principal, insurance, taxes, and condominium association dues
- Participation in Condominium Association
- Down payment assistance available to qualified homebuyers
- You do not need to bring ANYTHING to the meeting
- Shepherd’s Village homes are duplexes with shared walls and not stand alone single family structures.
Find Out More About Shepherd’s Village >
The selection of families accepted into the Homeownership Program is considered by the Family Selection Committee with final approval from the Habitat for Humanity of Williamson County, Texas Board of Directors, using criteria that does not discriminate on the basis of race, gender, ethnicity, age, handicap, religion, marital status, or because all or part of the applicant’s income is derived from public assistance programs.