Homeownership Program

Our homeownership program empowers working individuals and families to build and buy their own homes. We partner with our future homeowners every step of the way, and provide the education and support needed to become successful homeowners.

Future Habitat homeowners purchase their homes with an affordable zero-percent interest mortgage. Their mortgage payments vary based on income and includes principal, taxes, property insurance, and, if applicable, condominium fee. Future homeowners also pay a pre-closing deposit of $1,500.

  • Pay monthly mortgage payments which vary based on income and includes principal, taxes, property insurance, and, if applicable, condominium association fee.
  • Pay a pre-closing deposit.
Help Build Your Home Alongside Volunteers
Pay an Affordable Mortgage
Achieve strength, stability and self-reliance.

Homeowner Applicant Initial Requirements

  • Live OR work currently, and for a minimum of one year, in Williamson County, TX (For those outside of Williamson County)
  • Be a U.S. citizen or permanent resident
  • Meet the income requirements (see chart below)
  • Have stable and sufficient income to make the monthly mortgage payment
    Have a need for housing
  • Willing to complete a minimum of 300 – 500 volunteer hours

2022 HFHWC Income Guidelines Homeownership Program

The Family Selection Committee and Board of Directors for Habitat for Humanity of Williamson County decide which families are accepted into the Homeownership Program. Our organization does not discriminate nor determine selections based on race, gender, ethnicity, age, handicap, religion, marital status, or whether applicant’s income is derived from public assistance programs.

What We Are Building

Shepherd's Village Georgetown

In 2020, Habitat for Humanity of Williamson County used individual donations and grant funding to purchase a 1-acre lot between 21st and 22nd Streets in southeast Georgetown. A 12-home development called Shepherd’s Village will be built upon this lot and will include one- and two-story townhomes. This neighborhood will be accessible to families making less than 80% of the median income in Georgetown; a place where families will build strong, stable futures.

To honor the family who contributed the largest portion of the purchase price of the land, this development was named “Shepherd’s Village.” Special recognition is made to Dr. and Mrs. James Shepherd for making the contribution in memory of their son Stephen who was active in his community and helped many people as his parents taught him. The Shepherds have lived, worked, helped their neighbors, and made contributions to many worthwhile organizations in Georgetown for many years.

“Shepherd” also honors our Christian roots, by recognizing our calling to care for all our neighbors as Jesus cared for his disciples in His time and each of us today. All who desire to be a part of this work are welcome, regardless of race or religion.

Thank you to our Shepherd's Village Partners

Home Repair Program

Our Home Repair program addresses the home repair needs of eligible, low-income Williamson County homeowners. Our goal is to help people live better and longer in their own homes, and maintain their largest asset.

Services vary based on needs, but may include:

Improve Accessibility
Roof Windows Doors
HVAC Plumbing Electrical

Repair Program Applicant Requirements

  • Own and live in the home
  • Meet income limits (see chart below)
  • U.S. Citizen or permanent resident
  • Current mortgage and property tax payments
  • Be present during the repair project
  • Demonstrated need for repairs based on inspection
Median Family Income
Persons in Family

*HUD FY 2023 Income Limits Documentation System for Williamson County, TX.

Funding sources have different maximum income limits.

Thank You to Our Home Repair Partners